Step One

You will be required to provide us with your credit reports from all three credit bureaus, Equifax, Transunion, and Experian. We prefer that you use MyFreeScoreNow.com to pull all three of your credit reports because of the ease of use and their $1.00 trial. They also offer a lot of additional features if you stay on with their membership. Please note that maintaining credit monitoring through this service is required at all times while you are a client with us.

Step Two

Secondly, we provide you with a deep analysis of your credit report, spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we provide you with step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.

Step Three

Thirdly, we load all of the inaccurate, misleading and unverifiable information into our system, and begin to challenge questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all furnishers and wait 30 to 40 days for updates. You can track your credit repair progress using our secure online portal. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration pr

Step Four

Once the updated credit reports come back from the furnishers, we will analyze the updates for any changes to the inaccurate, misleading and unverifiable information. If there are changes, we will update your file and then move on to the next inaccurate, misleading and unverifiable item. If the item comes back verified with no change, we will then follow up with the credit bureaus or the furnisher to try to get a resolution on why the inaccurate information is still on the credit report.